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CreditCardsHelp.com   >   Books + Guides   >   Retirement Planning

Here are some books and guides (some of which may be internet guides, downloadable electronic guides and eBooks) about retirement planning.


From Amazon.com

Here are some books from Amazon.com:

Disclosure: Products details and descriptions provided by Amazon.com. Our company may receive a payment if you purchase products from them after following a link from this website.

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

By Dave Ramsey

HarperCollins Christian Pub.
Released: 2013-09-17
Hardcover (272 pages)

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
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  • Thomas Nelson
Product Description:

New York Times bestseller! More than Five million copies sold!

You CAN take control of your money. Build up your money muscles with America’s favorite finance coach.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.

By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to: 

  • Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
  • Recognize the 10 most dangerous money myths (these will kill you)
  • Secure a big, fat nest egg for emergencies and retirement!

Includes new, expanded “Dave Rants” sidebars tackle marriage conflict, college debt, and more. All-new forms and back-of-the-book resources to make Total Money Makeover a reality.

Dive deeper into Dave's game plan with The Total Money Makeover Workbook: Classic Edition. The Total Money Makeover: Classic Edition is also available in Spanish, transformación total de su dinero.

Everyday Millionaires: How Ordinary People Built Extraordinary Wealth_and How You Can Too

By Chris Hogan

Lampo Press
Released: 2019-01-07
Hardcover (272 pages)

Everyday Millionaires: How Ordinary People Built Extraordinary Wealth_and How You Can Too
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  • Everyday Millionaires: How Ordinary People Built Extraordinary Wealth_and How You Can Too Hardcover - January 7, 2019 by Chris Hogan (Author), Dave Ramsey (Foreword)
Product Description:

Everywhere we turn, we hear negative financial news—that the American Dream is dead or that the little man can’t get ahead. Our culture feeds us the lie that it’s impossible to become a millionaire in America today, but it’s time you heard the truth.

In his newest book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too, Chris Hogan destroys millionaire myths that are keeping everyday people from achieving financial independence. Chris and the Ramsey research team surveyed over 10,000 US millionaires, discovering how these high-net-worth people reached their financial status. And the formula might surprise you.

Millionaire status doesn’t require inheriting a bunch of money or having a high-paying job. No. The path to becoming a millionaire is paved with more-ordinary tools—tools that you either already have or that you can learn. If you thought you could never become a millionaire, think again. Listen and learn from over 10,000 everyday millionaires who have done it and believe it’s possible for you too.

The Wealthy Gardener: Life Lessons on Prosperity between Father and Son

By John Soforic

EGH Publishing
Paperback (431 pages)

The Wealthy Gardener: Life Lessons on Prosperity between Father and Son
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Product Description:

“A financial classic of timeless wisdom. It changed me forever.”  ––Tom Brown


They dubbed him the Wealthy Gardener due to his vast fortune and his passion for backyard gardening. The silly nickname stuck, and he didn't object to it. Instead, within a year he renamed his vineyards The Wealthy Gardens.

He enjoyed the name because it reminded him of a metaphor comparing life to a plot of land.

Gardeners are not afraid of working hard to shape their landscape, but they are also aware of a mysterious Unseen Force that operates behind the scenes to make the plants grow.


The Reviews Say It Best. . .

“A masterpiece that will be talked about for generations to come.” ––Richard W Rinck

“It’s better than Think and Grow Rich.” ––Ennis Seamus

“The parable itself is worthy of a legendary book.” ––Mike Morgenstein

“Best book since Rich Dad, Poor Dad!! I’m thinking it’s even better.” ––Ben Tallberg

“This is the Book of the Year, if not the decade!” ––Eric Simmons

 “The Bible of enlightened wealth. This one is for the family library.” ––Perry Lai

“One of the most important books I’ve ever read.” ––Susan Sloate, best-selling author of Forward To Camelot and Stealing Fire

“The best book I’ve ever read on the “Every Man” way of accumulating wealth.” ––Eddie wong, former Wall Street executive

“It’s in the company of Napoleon Hill, Clason, Robbins, and Newberry.” ––Ronald L. Hollis, Ph.D., President and CEO at MFG.com


The Audio Book Reviews. . .

"The best book I have! It is absolutely brilliant." ––Will, Audio book Review

"Superb. Instant classic. It will change your life." ––TheTotalConcept, Audio book Review

"Instant favorite.  I love this book." ––Steve, Audio book review


Father and Son background. . .

The Wealthy Gardener is an intimate classic because it was written by a financially independent father for his ambitious son.

The father and son met weekly to discuss lessons on prosperity. A parable was used to clarify financial insights and maintain the son’s interest. This private education between the father and son lasted two years. These two years culminated in this remarkable book.

It is a treasure that you’ll want to keep on your desktop as a reference guide, review many times, and refer to your children, nieces, nephews and friends.


Topics you’ll explore in the book. . .

  • How the pursuit of wealth can be a noble adventure
  • Why earning excess money is wise and necessary
  • Why work that fulfills you is vital to amassing wealth
  • How to surmount obstacles that trap the masses in debt and wage slavery
  • How to engage free time to win your freedom
  • How to use financial fears as compelling motivators
  • How to tap intuition to sense opportunities and avoid calamity
  • How to transform your financial life within five years
  • How to cause lucky breaks through mental practices
  • How to amass enough money to never again have to worry about money


“The author’s noble intention of writing this book for his son is now a blessing for all those seeking financial freedom.” ––Joe Stanton

“As a guide to prosperity and happiness it is extraordinary.” ––Grady Harp

The Power of Zero, Revised and Updated: How to Get to the 0% Tax Bracket and Transform Your Retirement

By David McKnight

Currency
Released: 2018-09-04
Hardcover (160 pages)

The Power of Zero, Revised and Updated: How to Get to the 0% Tax Bracket and Transform Your Retirement
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Product Description:
OVER 180,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS.

There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes.


The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare--and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep?

In THE POWER OF ZERO, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law in its first year of being in effect, and how they can extend the life of their retirement savings by taking advantage of it now.

The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

Get What's Yours - Revised & Updated: The Secrets to Maxing Out Your Social Security (The Get What's Yours Series)

By Laurence J. Kotlikoff & Paul Solman

Simon Schuster
Released: 2016-05-03
Hardcover (384 pages)

Get What s Yours - Revised & Updated: The Secrets to Maxing Out Your Social Security (The Get What s Yours Series)
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  • Simon Schuster
Product Description:
Social Security law has changed! Get What’s Yours has been revised and updated to reflect new regulations that took effect on April 29, 2016.

Get What’s Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere. You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but academia’s Kotlikoff, the popular press’s Moeller, and public television’s Solman explain the Social Security system just as comprehensively, and a lot more comprehensibly. Moreover, they demonstrate that what you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost individual retirees tens of thousands of dollars in lost income every year. (Some of those people are even in the book.)

Changes to Social Security that take effect in 2016 make it more important than ever to wait as long as possible (until age 70, if possible) to claim Social Security benefits. The new law also has significant implications for those who wish to claim divorced spousal benefits (and how many Social Security recipients even know about divorced spousal benefits?). Besides addressing these and other issues, this revised edition contains a chapter explaining how Medicare rules can shape Social Security decisions.

Many other personal-finance books briefly address Social Security, but none offers the full, authoritative, yet conversational analysis of Get What’s Yours.

Get What’s Yours explains Social Security benefits through basic strategies and stirring stories. It covers the most frequent benefit scenarios faced by married retired couples; by divorced retirees; by widows and widowers. It explains what to do if you’re a retired parent of dependent children; disabled; an eligible beneficiary who continues to work. It addresses the tax consequences of your choices, as well as the financial implications for other investments. It does all this and more.

There are more than 52 million Americans aged 54 to 69. Ten thousand of them reach Social Security’s full retirement age of 66 every day. For all these people—and for their families and friends—Get What’s Yours has proven to be an invaluable, and therefore indispensable, tool.

A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing (12th Edition)

By Burton G. Malkiel

W. W. Norton & Company
Released: 2019-01-01
Hardcover (432 pages)

A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing (12th Edition)
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With the prevailing wisdom changing on an almost daily basis, Burton G. Malkiel’s reassuring and vastly informative volume remains the best investment guide money can buy.

In a time of increasing inequality, when high-frequency traders and hedge-fund managers seem to tower over the average investor, Burton G. Malkiel’s classic and gimmick-free investment guide is now more necessary than ever. Rather than tricks, what you’ll find here is a time-tested and thoroughly research-based strategy for your portfolio. Whether you’re considering your first 401k contribution or contemplating retirement, this fully-updated edition of A Random Walk Down Wall Street should be the first book on your reading list.

In A Random Walk Down Wall Street you’ll learn the basic terminology of "the Street" and how to navigate it with the help of a user-friendly, long-range investment strategy that really works. Drawing on his own varied experience as an economist, financial adviser, and successful investor, Malkiel shows why an individual who buys over time and holds a low-cost, internationally diversified index of securities is still likely to exceed the performance of portfolios carefully picked by professionals using sophisticated analytical techniques. In this new edition, Malkiel provides a brand-new section on the recent bubble in cryptocurrencies like Bitcoin, as well as valuable new material on “tax-loss harvesting”―the crown jewel of tax management. He also presents a critical analysis of two recently popular investment-management techniques: factor investing and risk parity.

On top of all this, the book’s classic lifecycle guide to investing, which tailors strategies to investors of any age, will help you plan confidently for the future. You’ll learn how to analyze the potential returns, not only for basic stocks and bonds but for the full range of investment opportunities―from money market accounts and real estate investment trusts to insurance, home ownership, and tangible assets like gold and collectibles. Individual investors of every level of experience and risk tolerance will find throughout the book the critical facts and step-by-step guidance they need to protect and grow their hard-earned dollars.

Quicken Willmaker Plus 2019 Edition: Book & Software Kit

By Editors of Nolo

NOLO
Released: 2018-10-24
Paperback (488 pages)

Quicken Willmaker Plus 2019 Edition: Book & Software Kit
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Product Description:
Quicken WillMaker Plus 2019 is the easiest way to create your estate plan, whether you're just getting started or you want to update your previous arrangements. This powerful software guides you through the process from beginning to end, giving you the practical and legal information you need to make the best decisions for you and your family.

The benefits of using Quicken WillMaker Plus 2019 include:
  • New! The software now contains a living trust.
  • customized estate plans for your entire family, including wills, revocable living trusts, powers of attorney, health care directives and other essential documents
  • easy-to-use interview format that lets you complete documents at your own pace
  • user-friendly legal manual that answers common questions
  • team of lawyer-editors working to ensure each document reflects the laws of your state
  • available for Mac and Windows
Quicken WillMaker Plus 2019 is the original will-writing software, created and updated regularly by Nolo’s experts. Free legal updates will keep your program current through 2019. Technical support is also available.

Plus, register your copy of Quicken WillMaker Plus 2019 and get a free NoloCloud form of your choice at Nolo.com (restrictions apply).

Here’s more about the documents you can make with Quicken WillMaker Plus 2019:

Your Will
The heart of every estate plan is a will, also known as a last will and testament. This legal document puts you in control of who inherits your property and who would take care of your children if it were ever necessary. Without a will, state law determines these issues. Your will also allows you to name an executor (sometimes called a “personal representative”) to carry out our wishes. And you can appoint a trusted person to manage property left to young people.

Your Revocable Living Trust Use a living trust to save your loved ones time and money after you die. Like a will, you can use a living trust to determine who gets your property, and the property that passes through your living trust can be transferred directly to beneficiaries without going through costly and time-consuming probate procedures. Compared to wills, living trusts tend to be more complicated to set up and maintain, but many people find that the benefits of having a trust outweigh the extra work. If you make a living trust, you will still need a back-up will.

Your Health Care Directive
Spare your loved ones difficult decisions by laying out your wishes for medical care (living will) and naming someone to carry out your instructions (power of attorney for health care).

Your Durable Power of Attorney for Finances
A durable power of attorney ensures that someone you trust (called your "agent" or "attorney-in-fact") will be on hand to manage the many practical, financial tasks that will arise if you become incapacitated. For example, bills must be paid, bank deposits must be made and someone must handle insurance and benefits paperwork. In most cases, a durable power of attorney for finances is the best way to take care of tasks like these.

Your Final Arrangements
Plan a funeral or other ceremony and ease the burden on your loved ones. Describe your preferences for burial, cremation, memorials, obituaries and more.

Documents for Your Executor
These forms, checklists, instructions and resources will help your executor with the difficult job of wrapping up your estate after you die.

Information for Caregivers and Survivors
Organize your information so that your survivors don't have to. Use these documents to give them details about everything from bank accounts, to passwords, to the names of people you'd like contacted in the event of your illness or death.

Letter to Survivors
Use the Letter to Survivors to leave your loved ones detailed explanations about your decisions. For example, you may want to let them know why you made certain gifts or named a particular person to be your executor. You can also use your letter to leave some general thoughts about your life.

Personal Finance Documents
Over a dozen forms let you handle common financial situations, such as lending or borrowing money between friends or family, creating a bill of sale, and authorizing someone to take care of a specific financial task on your behalf.

Home & Family Documents
Practical forms you can use every day to help run your home and keep your family safe, including authorizations, agreements, and child and elder care forms.

* Estate planning documents not valid in Louisiana or U.S. Territories.
Quicken WillMaker Plus 2019 is designed to be used only in the United States of America, and its estate planning documents are not valid in Louisiana or U.S. Territories.

How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Advisor

By Ernie J. Zelinski

VIP
Released: 2009-09-01
Paperback (240 pages)

How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won t Get from Your Financial Advisor
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  • VIP
Product Description:
How to Retire Happy, Wild, and Free offers inspirational advice on how to enjoy life to its fullest. The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life -- interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support.

World-class author and innovator Ernie J. Zelinski guides you to:

  • Gain courage to take early retirement; in fact, the earlier the better.
  • Put money in proper perspective so that you don't need a million dollars to retire.
  • Generate purpose in your retirement life with meaningful creative pursuits.
  • Follow your dreams instead of someone else's.
  • Take charge of your mental, physical, and spiritual health.
  • Better envision you retirement goals -- including where you want to live.
  • Above all, make you retirement years the best time of your life.

What sets this retirement book apart from all the others is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller (over 110,000 copies sold in its first edition) goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.

There are many ingredients of a happy retirement and several retirement planning tools that help retirees plan for their retirement in new and more meaningful ways. One of the most powerful tools is The Get-a-Life Tree that you won't find in any other retirement books.

In short, the retirement wisdom in this book will prove to be much more important than how much money you have saved. How to Retire Happy Wild, and Free helps readers create an active, satisfying, and happy retirement in a way such that they don't need a million dollars to retire.

Get It Together: Organize Your Records So Your Family Won't Have To

By Melanie Cullen

NOLO
Released: 2018-09-30
Paperback (432 pages)

Get It Together: Organize Your Records So Your Family Won t Have To
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Everything you need to get organized

This workbook provides a complete system for structuring and organizing your information and documents into a records binder. For each topic, you will find helpful content, rich resources, and step-by-step instructions.

Also, available: A companion Binder & Tab Set, by Melanie Cullen. To purchase, search for "get it together binder and tab set." Do your loved ones know where to find your life insurance policies, online banking passwords, real estate deeds, or even your will?

If you’re like a lot of people, you keep important information―from the whereabouts of family heirlooms to online passwords to automatic bill-pay details―in your head or stashed in the odd desk drawer. Unfortunately, this disorganization will likely cause hassles for those who someday take care of you or your estate.

Get It Together provides an easy, straightforward method to help you and others keep track of:
  • secured places and passwords
  • employment records
  • insurance policies
  • real estate records
  • tax records
  • retirement accounts
  • estate planning documents
  • funeral arrangements
  • letters to loved ones
This updated 8th edition is a guide to gathering records, an organizer for you, and a road map for your survivors.

All forms are downloadable through a link printed in the book.

Also, available: A companion Binder & Tab Set, by Melanie Cullen. To purchase, search for "get it together binder and tab set."

A Random Walk down Wall Street: The Time-tested Strategy for Successful Investing

By Burton G. Malkiel

W W Norton Company
Paperback (496 pages)

A Random Walk down Wall Street: The Time-tested Strategy for Successful Investing
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  • W W Norton Company
Product Description:

The best investment guide money can buy, with over 1.5 million copies sold, now fully revised and updated.

In today’s daunting investment landscape, the need for Burton G. Malkiel’s reassuring, authoritative, and perennially best-selling guide to investing is stronger than ever. A Random Walk Down Wall Street has long been established as the first book to purchase when starting a portfolio. This new edition features fresh material on exchange-traded funds and investment opportunities in emerging markets; a brand-new chapter on “smart beta” funds, the newest marketing gimmick of the investment management industry; and a new supplement that tackles the increasingly complex world of derivatives.

 
 


 
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